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Life stages

Early careers

Typically, saving smaller amounts over a longer period can make a bigger difference than saving larger amounts later in life, so it pays to start early. Find out why and take a look at our real life case studies.

Starting early

Mid-life

It’s never too late to start saving for retirement. Take a look at our real life case studies and useful tips to find out how to start, and to make sure you’re saving enough.

Growing your savings

Retirement

When it’s time to start drawing money from your pension, there’s a lot to think about – tax, investment options and the pros and cons of annuities. It helps if you can establish your five-year goals and review them regularly to make sure your retirement income is on track.

Achieving your goals