Terms of use overview

This Content Hub (the ‘Hub’) is issued by [FIL Life Insurance Limited] which is registered in England and Wales under company number 03406905 and whose registered office is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.

Use of the Hub is governed by these terms of use. By using the Hub, you confirm that you accept these terms and you agree to comply with them. 

All content on the Hub is free to use as long as the full terms of use and usage instructions are followed.

• All content is for the sole use of Fidelity clients or agents acting on their behalf, to distribute to members of a Fidelity workplace investing scheme or plan
• All content must not be used past the specified expiry date for each item
• Content may not be edited, amended or modified
• All use of content must comply with the Brand Guidelines and any usage instructions

Your use of this Hub

You agree not to use this Hub for any purpose that is unlawful or to engage in any conduct that may impair or cause damage to the operation of this Hub whether by way of a virus, corrupted file, or through any other means.

Furthermore, you agree not to alter, modify, reproduce, communicate to the public, or otherwise deal with the content, software, text, graphics, layout or design of this Hub except in accordance with these terms of use. Fidelity accepts no responsibility for the improper editing or distribution of the content displayed on this Hub.

Intellectual Property

The materials displayed on this Hub are protected by copyright. Unless otherwise stated, copyright and other property rights in all material published or available on this Hub, including the text, graphics, illustrations, artwork, video, music, logos, icons, sound recordings, layout, designs, source code, computer programs and software, audio, visual elements and Assets shall belong to us or to our licensors (together, ‘our intellectual property’).

Except as expressly permitted with our prior written permission, you may not in any form or by any means use, copy, modify, adapt, reproduce, store, distribute, print, display, perform, publish, communicate, transmit, or otherwise deal in any way with our intellectual property.

Trademarks

The name and logos of Fidelity International and all trademarks appearing on this Hub belong to us. You must not use or reproduce or allow anyone to use or reproduce those trademarks for any reason without our prior written permission in each case.

Disclaimers

The content shown on this Hub is provided for general information only. While we use reasonable endeavours to ensure that the content of this Hub is free from errors, we make no representations, warranties, guarantees or other assurances, whether express or implied, as to the accuracy, operation, quality, functionality, completeness, timeliness or suitability for any particular purpose of the content or material available to you on or through this Hub.

To the maximum extent permitted by law, and subject to any agreement we have with you that provides to the contrary, we provide this Hub and all assets, material, information, and services on an "as is" basis without any warranties, representations, or guarantees of any kind (whether, express, implied, statutory or otherwise) including, but not limited to, warranties of non-infringement, merchantability, or fitness for a particular purpose.

You acknowledge that if you rely on this Hub or any assets or other material available through this Hub, you do so solely at your own risk. Please check the Hub on a regular basis as content is reviewed, updated and/or removed in accordance with our internal compliance policies.

You acknowledge that the content and information available on this Hub does not constitute professional or financial advice and is provided for information purposes only. It is not intended to amount to advice on which you or members should rely. Members to whom content and information on this Hub is distributed should seek their own advice where appropriate when making investment decisions. 

Invest@Work

The content and information displayed on this Hub in relation to Invest@Work may only be shared with employees if you have already implemented Invest@Work. Such content and information must not, under any circumstances, be shared with employees if you have not implemented this.

We do not accept any responsibility for and will not be liable for any losses arising out of or in connection with content and information shared with employees in relation to Invest@Work, including content and information that is erroneously shared with employees when you have not implemented this offering.

Hyperlinks

The assets on this Hub may contain hyperlinks to third party websites (‘external hyperlinks’). External hyperlinks are provided for your convenience only and may not remain current or be maintained. We make no endorsement of, and accept no responsibility for, any content accessible through any external hyperlink. We will not be liable for any damages or loss arising in any way out of or in connection with or incidental to any information or service provided by any third party. You are responsible for complying with any terms and conditions imposed by third party websites.

Changes

We reserve the right to add to, modify, suspend, or remove this Hub or any information, feature, specification, or other part of this Hub (at any time and without notice to you). 

We also reserve the right to change these terms of use from time to time. You should review the terms of use periodically against the asset you have downloaded. By continuing to access or use this Hub following such publication you agree to be bound by the terms of use.

Availability

We do not guarantee that the Hub, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Hub for any reason at any time. We do not accept any responsibility and will not be liable for any loss or damage arising out of or in connection with the loss of use of this Hub.